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“Is it racist to have a preference when it comes to the race of the people you date? He didn’t have any real reasons for his preferences and I had more than a strong suspicion that they were informed by stereotypes about all of the groups he mentioned rather than by any real personal experience with them. Being a young person of colour in one of the most diverse cities in the world where dating culture feels increasingly more Americanised, I hear heated debates about racial preferences all the time.

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Anyone who tells you women don’t need financial advice specifically for them is wrong.Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal clip, and this time I’m proud to show off the contents of personal finance expert and author, Jean Chatzky‘s bag!

“Once you start planning, and get the numbers down on the page, things may not be as bad as you think they are,” said Chatzky, giving a packed room some hope.

Also, the more money that’s on the line, the likelier it is that irrationality comes into play. If you can’t see it and you can’t touch it, you won’t spend it.

This is one of the reasons 401(k) plans work so well. All those free samples are meant to manipulate you into getting excited about all the other things you don’t need. Nobody knows where the markets are going, and that means being an investor is frightening. You could look at a friend or loved one and think they have it all, but you never see the challenges they faced to get there.

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